Let's find you the right cover.
Life, Health, Motor, Travel & Business — all under one roof. We compare leading insurers and recommend only what truly fits. We don't miss-sell.
A 99%+ claim
settlement record.
MDRT & LIC Chairman's Club advisors who stand by you when it matters most. Honest guidance, every step.
Insurance for every part of your life
From your family's health to your business assets — we cover individuals, families and companies with the right plan from leading insurers.
Personal For You & Your Family
All Insurance, One Roof
Life, health, motor, travel and business — compare and buy everything in one place.
Unbiased Guidance
Every recommendation is made with your needs first — never a pushy policy.
Award-Winning Advisors
MDRT, COT & TOT qualified and LIC Chairman's Club — decades of proven expertise.
Support to Claim
We stand with you at every stage — from choosing a policy to settling your claim.
How Insurance Clinic Works
You relax — we do the hard part. We analyse, compare and explain, then leave the decision to you. No pressure, no miss-selling, and no repeated calls.
Tell Us What You Need
Pick the type of cover you're looking for — Life, Health, Motor, Travel or Business.
Share a Few Details
Fill in some basic information so we understand your needs, budget and priorities.
Sit Back & Relax
That's it from your side. Leave the research, paperwork and number-crunching to us.
We Do the Hard Work
Our advisors compare plans across leading insurers and shortlist what genuinely fits you.
We Explain, You Decide
We share an honest comparison and our recommendation. No pressure to buy — and if it's not the right time, we won't chase you with repeated calls.
Buy Only If You're Sure
Made up your mind? Pay and your policy reaches your inbox. Not yet? No problem — we're here when you are.
Hard work always pays
Recognition earned over four decades of putting clients first — among the most elite credentials in the insurance profession.
Part of the Million Dollar Round Table — with COT 6 times and TOT 12 times, a distinction held by less than 1% of advisors worldwide.
A family you can trust with your future
Insurance Clinic is a family-led firm combining traditional values with modern financial expertise — led personally, not by a call centre.
Charanjit Singh Gujral
Built Insurance Clinic on four decades of trust, integrity and lasting client relationships since 1982.
Harsimrat Gujral
Next-generation leadership bringing modern financial expertise and a client-first approach to every plan.
Preetika Gujral
Dedicated to honest, transparent advice and guiding families and businesses to the right protection.
Backed by India's most trusted insurers
A wide network lets us offer the best policy options, competitive premiums and reliable service.
Your whole portfolio in your pocket
Manage all your policies in one place, set renewal reminders and stay up to date with market trends — available now on the Play Store.
What our clients say
Decades of relationships built on honest advice and genuine care.
"They explained every option without any pressure and helped me pick a term plan that actually fit my family. Truly honest advice."
"When I had a health claim, the team handled everything end to end. The claim support alone is worth choosing Insurance Clinic."
"We've insured our business with them for years. Reliable, knowledgeable and always reachable. A partner we trust completely."
Not sure what cover you need?
Have a quick, no-obligation conversation with an expert who'll give you honest advice — not a sales pitch.